Keep this amount in the bank account till May 31, otherwise there will be a loss of Rs 4 lakh

The two schemes of the Central Government, Pradhan Mantri Jeevan Jyoti Vima Yojana and Pradhan Mantri Suraksha Vima Yojana can be useful for you during the Koro period. Insurance facility is available under PMJJBY and PMSBY. If you have taken advantage of this government scheme, definitely keep Rs 342 in your bank account this month. If you do not do this, you may lose Rs 4 lakh.

The premium amount of Pradhan Mantri Jeevan Jyoti Vima Yojana and Pradhan Mantri Suraksha Vima Yojana is deposited from the account holder’s savings account by the bank through auto debit facility. Anyone will be eligible for this scheme only through savings account.

The total insurance is Rs 4 lakh

Under Pradhan Mantri Jeevan Jyoti Vima Yojana (PMJJBY) and Pradhan Mantri Suraksha Vima Yojana (PMSBY) a total of Rs 4 lakh is insured. PMJJBY offers life cover up to the age of 55. This is a type of term insurance that has to be renewed every year. In case of death of the insured, his family members can claim Rs 2 lakh from the government. It also covers the epidemic of corona, among other diseases. In such a situation, even if a person dies from corona, the family can claim for money. The scheme is renewed every year. Its annual premium is Rs.

2 lakh cover for 12 rupees

People between the ages of 18-70 can apply for PMSBY. It is mandatory to have a savings account to avail the benefits of the scheme. Under this scheme, in case of accidental death of the insured or in case of total disability, Rs. Accident insurance of Rs 2 lakh is provided. On a permanent basis, a partial disability covers Rs. 1 lakh. Indians between the ages of 18 to 70 can avail PMSBY. The annual premium of this plan is only Rs

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Who can avail the benefits of this scheme

A person between the ages of 18 to 50 can avail the benefits of PMJJBY scheme. So a person between the ages of 18 to 70 can avail PMSBY.

How to apply

If you want to take a policy under this scheme, you can go directly to any bank and apply for this scheme. Apart from this there are other options through which you can take this policy. This includes Bank Mitra, insurance agents and government and private insurance companies.

If the premium is not paid on time, the policy is canceled and then not renewed. The premium is auto debited from the bank account. The policy is canceled when there is no premium amount in the bank account. If your bank account is closed for any reason, the policy may be revoked in that case.

The two schemes of the Central Government, Pradhan Mantri Jeevan Jyoti Vima Yojana and Pradhan Mantri Suraksha Vima Yojana can be useful for you during the Koro period. Insurance facility is available under PMJJBY and PMSBY. If you have taken advantage of this government scheme, definitely keep Rs 342 in your bank account this month. If you do not do this, you may lose Rs 4 lakh.

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